UK BUSINESS FUNDING

Finance for steady growth

Get business loans, asset finance, invoice factoring, and working capital lines for tile suppliers, installers, and building contractors. Keep stock moving, cover cash gaps, and fund new kit.

Rainy tile warehouse with stacked porcelain pallets, wet saw, and sunrise through loading bay.

Metric 01

48 hrs

First view time

Metric 02

£250k+

Typical deal size

Metric 03

4.8/5

Client rating

HOW IT WORKS

How it works

Borrow funds to cover stock, payroll, or site costs when work ramps up.

Wrapped tile pallets in a sunlit warehouse aisle at the loading bay.

Decision in 48 hrs

Business loans

From £10,000

Borrow funds to cover stock, payroll, or site costs when work ramps up.

Plain site van beside a wet saw and tools in a tidy yard, shot low in cool morning haze.

1-5 year terms

Asset finance

From £5,000

Tile cartons on a pallet jack cross a loading dock beside aligned outbound crates.

Set up in days

Invoice factoring

From £25,000

Stockroom shelves full of tile trims, adhesive bags and boxed accessories in cool daylight.
01Revolving draw

Working capital lines

From £15,000

Get a flexible line for stock buys, wages, and short cash gaps.

Wet tile cutter, mixer, extractor and coiled hose on a concrete slab in moody workshop light
02Fixed monthly terms

Equipment leasing

From £3,000

Lease mixers, cutters, vans, and other kit with set terms.

High-angle trade yard with incoming tile pallets and outgoing wrapped orders in drizzle.
03Bridge late payers

Cash-flow support

From £2,500

Bridge slow customer payments and keep supplier bills on time.

SERVICE OPTIONS

Funding for tile trade firms

Share turnover, invoices, kit plans, and the gap you need to cover.

Calculator, closed notebook, and tile samples on pale oak under soft side light.
01

Send your figures

Share turnover, invoices, kit plans, and the gap you need to cover.

Risk stamp, metal paperweight and porcelain swatches on a pale plaster ledge.
02

Check your fit

We review the numbers and match the right loan, factoring, or lease route.

Two ceramic sample tiles, calculator edge and blank tabs on a stone tray, softly lit.
03

Compare terms

See clear costs, payback, and fund speed before you choose.

Overhead flatlay of a key, metal tray and open crate latch on concrete
04

Draw the funds

Once approved, we finish the papers and release cash or equipment.

CASE RESULTS

Recent trade funding wins

One funding review Business loan check Asset finance quote Invoice factoring check Working capital review

Billed monthlyBilled monthly

Starter

From £495/mo

  • One funding review
  • Business loan check
  • Asset finance quote
  • Invoice factoring check
  • Working capital review
Most popularBilled monthly

Signature

From £1,250/mo

  • All Starter items
  • Three lender matches
  • Cash-flow plan
  • Equipment leasing terms
  • Director call each week
  • Funding pack prep
Quoted per dealQuoted per deal

Scale

Custom

  • Portfolio funding plan
  • Larger loan structuring
  • Invoice financing mix
  • Asset and lease package
  • Weekly deal chase
  • Owner cash-flow review

CLIENT FEEDBACK

What clients say

£180k line covered imports and kept shelves full in peak weeks

Leeds warehouse aisle of full tile pallets and wrapped stock lit by morning sun

Tile supplier

Leeds supplier kept stock moving

£180k line covered imports and kept shelves full in peak weeks

Tile cutters and blade set on a dusty workshop bench in soft window light.

Installer

Birmingham installer bought new cutters

Finished tiled room with stacked spare materials and a pristine ready floor in soft daylight.

Contractor

Kent contractor bridged slow invoices

Wide tile stock room with pallet racks, wrapped outbound pallets and misty light

Trade merchant

Manchester merchant added a working line

Leased site kit staged in a Reading fit-out yard beside stacked boards, lit by warm haze.

Fit-out

Reading fit-out firm leased site kit

Brass calculator, fountain pen, binder clip and stone paperweight on walnut in moody light.

Trade finance for tile suppliers

Hannah Price

Macro still life of a steel stamp, file tabs and phone cradle on walnut wood.

Cash-flow checks and lender packs

Daniel Mercer

Gritty close-up of a van key fob, drill battery and cutter wheel on a khaki workshop ledge.

Leasing for vans, tools, and kit

Sophie Khan

Steam rising beside a headset, cordless phone, mug, and coiled cable on an oak desk

Fast papers and deal updates

Owen Blake

Proof

Customer notes

Verified

They got us a loan line fast and kept our stock orders on track.

Brass calculator, fountain pen, binder clip and stone paperweight on walnut in moody light.

Mark Ellis

Managing Director, Southbank Tiles

Verified

The factoring setup helped us pay suppliers before invoices cleared.

Macro still life of a steel stamp, file tabs and phone cradle on walnut wood.

Priya Nair

Operations Lead, Northvale Ceramics

Verified

Clear advice, quick papers, and no wasted calls. Funds landed when we needed them.

Gritty close-up of a van key fob, drill battery and cutter wheel on a khaki workshop ledge.

Tom Hargreaves

Owner, Hargreaves Installations

Service area

London

Central London, Croydon, Watford, Enfield, Ilford

London’s Thames skyline in dawn haze above a calm pale river, St Paul’s high on the horizon.

Area 01

London

Central London, Croydon, Watford, Enfield, Ilford

Golden-hour Seven Sisters cliffs above a misty pale Sussex shore

Area 02

South East England

Reading, Guildford, Brighton, Maidstone, Oxford

Hazy sunset over the Lickey Hills with the West Midlands city edge below.

Area 03

West Midlands

Birmingham, Coventry, Solihull, Wolverhampton

Liverpool waterfront brick and stone edge above still dock water at blue hour haze

Area 04

North West England

Manchester, Liverpool, Preston, Warrington, Stockport

The Map

Questions

Common questions

Quick answers before visitors choose a product, service, or next step.

01What funding do you arrange?+

We arrange business loans, asset finance, invoice factoring, working capital lines, and leasing for trade firms.

02Who can apply?+

Tile suppliers, installers, builders, and trade contractors across the UK can apply if they trade and need cash flow help.

03How fast can it move?+

Simple cases can get a first view in 24 to 48 hours, then we work through papers and lender checks with you.

04Can you fund equipment?+

Yes. We can fund vans, mixers, cutters, racking, and other kit through asset finance or lease deals for site work.

05Do you help with invoices?+

Yes. Invoice factoring can turn unpaid invoices into cash so you can pay staff, stock, and suppliers on time.

06Is there a long lock-in?+

No. We explain the terms in plain words, then you pick the route that fits your cash flow and order book.

Get funding updates

Get short notes on rates, funding tips, and trade cash-flow ideas from Tile Capital.